Commercial Real Estate Insurance

commercial real estate

Whether you rent your commercial property to tenants (which could include rental homes and apartment units, office spaces or retail outlets in strip malls) or you operate a business out of the building, you want to protect your assets and company should disaster strike. You have invested a lot of time and finances in growing your business and you need commercial real estate insurance that can help you weather any storm – natural or man-made.

The two most common types of commercial real estate insurance are commercial property insurance and general liability insurance. Commercial property insurance covers your buildings and equipment for damage caused by extreme weather events, fire and some crimes such as vandalism. A general liability insurance policy protects your commercial real estate from a lawsuit should a third party experience injury or property damage while on your premises.

What are the costliest commercial real estate insurance claims?

  • Theft and burglary
  • Water and freezing damage
  • Wind and hail damage
  • Fire
  • Customer slip and fall
  • Customer injury and damage

A commercial real estate insurance policy that includes property and general liability coverage will help ensure that most of these costs do not affect your bottom line. Property insurance can help you repair or replace your damaged buildings; liability coverage can help pay for your legal defense and any settlements should you face a lawsuit.

Coverage Areas

  • Multi-Family Buildings
  • Apartment Buildings
  • Mix Use Buildings
  • Building with Restaurant
  • Rental Properties
  • Investment Property
  • Condominiums
  • Real Estate Investment Trusts (REIT)
  • Office, Retail and Industrial

Suite of Insurance Products

  • Building Insurance
  • Rent Loss Insurance
  • Equipment Breakdown Insurance
  • Building Ordinance Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Sewer and Drain Backup Insurance
  • Coinsurance waived
  • Landlord Insurance
  • Vacant Building Insurance
  • General Liability Insurance
  • Lead-Based Paint Liability Insurance
  • Fire Damage Legal Liability Insurance
  • Water Damage Legal Liability Insurance
  • Commercial Umbrella Insurance up to $200 million
man and woman shaking hands

“We partner with your company to develop a customized insurance program that fits the unique characteristics and risks of your business”.