Employment Practices Liability Insurance

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As a business owner, you’re always working to protect the best interests of your clients. But what are you doing to protect your company? While a professional liability policy can protect your company from malpractice claims and other damages, it does not protect you against potential lawsuits from employees.

Commercial Insurance Services offers Employment Practices Liability Insurance (EPLI) to your business, no matter how big or small. Your business will be covered in the event a current, former, or prospective employee files an employment-related discrimination claim, including those dealing with issues of race, color, creed, national origin, military service, gender, pregnancy, sexual orientation, marital status, age, or disability.

EPLI policies can help to protect your business from legal costs and damages from:

  • Wrongful dismissal claims
  • Claims of age, race, or gender discrimination
  • Denial of promotion lawsuits
  • Sexual harassment charges
  • and more

EPLI policies have grown in importance over the years. As unemployment rates rise, so has the rate at which claims against employers are filed. No matter how many employees are working for your firm, you need to be protected from the damages a potential employment-related claim can bring. Without the right policy in place, your firm is vulnerable for up to millions of dollars in losses.

EPLI will only provide coverage for claims made during your current coverage period. If your business does not have an EPLI policy in place, or you have questions about your existing policy, be sure to contact Commercial Insurance Services. Our commercial liability insurance specialists will ensure you have the coverage you need to be best protected against employee claims.

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We partner with your company to develop a customized insurance program that fits the unique characteristics and risks of your business.